How to Boost Your Credit Score and Pay Less Interest
A clear guide to how the FICO Score works, how it shapes loan costs, and practical steps U.S. adults can take now to raise their score and lower borrowing costs. How the FICO Score works The FICO Score is the dominant credit-scoring model used by lenders in the United States. It aggregates data from your credit reports into a three-digit number (typically 300–850) that predicts … Read more …